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Las Vegas Short Sale Home for Sale with 4 BR for $299,900 and POOL by Short Sale Agent of The Ballen Group – Las Vegas Short Sale Specialist
September 15, 2010
► Summerlin Short Sale – Summerlin Home for Sale – Summerlin Real Estate – 1704 s/f, POOL, $186,000 – The Ballen Group Presents another amazing Las Vegas Short Sale in Nevada
September 15, 2010
Beautiful home located in Summerlin Hills, featuring thousands of dollars in upgrades. Custom pool and spa! This Summerlin Short Sale is listed and marketed by Top Las Vegas Short Sale Specialists. Short Sales in Nevada are running our market – Have you gotten yours? Make an offer today on this great Summerlin Short Sale. Avaliable for a limited time only, this short sale home for sale in NV won’t last long.
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Stop Nevada Foreclosure. Las Vegas Short Sale Specialists – We Can Help
HELPING HOMEOWNERS *HARDSHIP * HEALING * HAPPINESS
Las Vegas Short Sale Specialists – We can help
•· Do you owe more than your home is worth?
•·Have you received a notice of default in the mail?
•·Do you want, need, or are being forced to move?
•·Did you buy an investment property that you need to unload?
•·Are you in a divorce situation?
•·Recently unemployed?
•·Have you fallen on medical hardship?
If you answered yes to any of these questions above, you may want to consider a short sale in Nevada. Do you need to sell your home, but owe more than it’s worth? You are not alone. Many people are stuck in unaffordable loans, or simply need to move. Our qualified team of Las Vegas Short Sale Specialists (and Henderson too!) can help short sell your home. We handle all bank negotiations so you can move on with your life. Call702.482.7739 Now. We Can Help. Don’t wait until it’s too late. Act Now. Henderson Short Sales and North Las Vegas Short Sales are in our area too!
What is a Las Vegas Short Sale?
A Las Vegas Short Sale occurs anytime the value of the property is less than the amount owed to the lender and the lender agrees to write off the difference. In other words, the homeowner is “upside down” on his loan. Short sales may be forced by a variety of situations: job loss, loss of income, divorce, medical bills, or changing payments on adjustable rate mortgages (ARMs).
Why would a lender agree to a Las Vegas short sale? Lenders make their own business judgments when accepting or rejecting short sales. Lenders are in the business of making and servicing loans, not taking properties back through foreclosure and reselling them. They want to avoid spending time and money to foreclose, evict borrowers, and resell properties. They want to avoid paying property taxes, insurance, maintenance and repairs. They want to avoid risking theft and vandalism to the property. Before the mortgage lenders will consider a short sale, they need to know financial information about the seller and why the seller cannot pay the loan. The seller will need to submit information to the lender to assist the lender in deciding whether to accept a short sale.
Contact The Ballen Group today to get help from an agent that specializes in your area.
http://www.ShortSaleinNevada.com for additional Short Sale Information
Nevada Short Sale, Short Sale in Nevada, Las Vegas Short Sale Agent, Las Vegas Short Sale Specialist, Green Valley Short Sale, Stop Nevada Foreclosure, Avoid Nevada Foreclosure, Short Sale Help
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*WOW* Las Vegas Short Sale Specialist offers 2816 s/f, 5 BR, $174,900 Short Sale in Nevada
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September 15, 2010Henderson Nevada Short Sale Specialists -http://www.ShortSaleinNevada.com – 702-482-7739 – Need to sell your Henderson Real Estate – but owe more than your property is worth? Your Henderson Nevada Short Sale Specialists.
With one of the highest success rates in closing Henderson Short Sales,The Ballen Group is on your side. Lori and her hand picked, expert trained short sale agents can STOP Nevada Foreclosure.
Visit http://www.ShortSaleInNevada.com or Call 702-482-7739 to sell your Henderson property today.
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September 14, 2010
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OVERVIEW:
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| Property Type: | SFR - Short Sale | ||||||||||||||||||
| Status: | Contingent | ||||||||||||||||||
| Subdivision: | Steeplechase-phase 1 | ||||||||||||||||||
| Style: | 2 Story | ||||||||||||||||||
| Construction: | Frame & Stucco | ||||||||||||||||||
| Year Built: | 2003 | ||||||||||||||||||
| Square Feet: | 4677 | ||||||||||||||||||
| Lot Square Feet: | 19166 | ||||||||||||||||||
| Fence: | Fully Fenced, Block | ||||||||||||||||||
| Landscape: | Front Lawn, Rear Lawn, Mature Landscaping | ||||||||||||||||||
| Roofing: | Tile | ||||||||||||||||||
| Garage Description: | 2 Car, Attached Garage | ||||||||||||||||||
| Heating Fuel: | Natural Gas | ||||||||||||||||||
| Heating: | 2 Or More Units, Two Or More Units | ||||||||||||||||||
| Cooling: | Electric | ||||||||||||||||||
| Water: | Public | ||||||||||||||||||
| Sewer: | Public Sewer To Property | ||||||||||||||||||
| Utilities Available: | Underground Utilities | ||||||||||||||||||
| Acres: | 0.44 | ||||||||||||||||||
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FEATURES:
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| Association/Community Features: | CC&Rs, Gated Community | ||||||||||||||||||
| Interior Features: | Alarm System – Leased, Blinds, Ceiling Fans(s), Intercom System | ||||||||||||||||||
| Exterior Features: | Balcony, Built-In Barbecue, Patio | ||||||||||||||||||
| House Faces: | Mountain View | ||||||||||||||||||
| Pool Description: | Heated Pool, Pool/Spa Combo, Waterfall | ||||||||||||||||||
| Flooring: | Carpeting Throughout, Marble/Stone | ||||||||||||||||||
| Appliances: | Microwave, Gas Cooktop, Gas Stove | ||||||||||||||||||
| Number of Fireplaces: | 2 | ||||||||||||||||||
| Fireplace Description: | Gas Fireplace | ||||||||||||||||||
| Energy Features: | Low E Windows | ||||||||||||||||||
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ROOM INFO:
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| Kitchen: | Granite Countertop, Island, Recessed Lighting | ||||||||||||||||||
| Living Room: | Formal | ||||||||||||||||||
| Master Bed/Bath: | Double Sink, Tub Only, Tub With Jets, Shower Only, Sitting Room, Upstairs, Upstairs, Walk-In Closet(s) | ||||||||||||||||||
| Bedrooms: | 5 | ||||||||||||||||||
| Total Full Baths: | 3 | ||||||||||||||||||
| Total 1/2 Baths: | 1 | ||||||||||||||||||
| Dining Room: | Formal Dining Room | ||||||||||||||||||
| Family Room: | Downstairs, Wet Bar In Family Room | ||||||||||||||||||
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ROOM SIZES:
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SCHOOLS:
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| Elementary School: | Heckethorn, Howard E. | ||||||||||||||||||
| Jr. High School: | Saville, Anthony | ||||||||||||||||||
| High School: | Shadow Ridge HS | ||||||||||||||||||
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FINANCIAL:
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| Listing Price: | $449,900 | ||||||||||||||||||
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Property Details for Listing #1022280
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| Listing Courtesy of Coldwell Banker Wardley Re Richard Wekerle, Agent
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Las Vegas Real Estate For Sale – 2 BR, 1281 s/f, $90,000 – SEARCH THE MLS FOR MORE NOW
August 14, 2010702-604-7739 – SEARCH THE MLS NOW at http://www.coldwellbankerwardley.com/listings/?aid=000602732
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| DESCRIPTION AND FEATURES | |||||||||||||||||
| Bedrooms: 2 Bathrooms: 2 full 1 partial Square Feet: 1281 Subdivision: MIRA VISTA Area: Las Vegas MLS ID: 1062170 Status: Active-Exclusive Right |
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| Click to view map: 8405 MAJESTIC VIEW AV Las Vegas NV 89129 | |||||||||||||||||
| LINKS | |||||||||||||||||
Nevada Short Sale Las Vegas ~ Short Sale Nevada ~ Nevada Short Sale Agents ~ Specialists
August 14, 2010http://www.ShortSaleinNevada.com – 702-482-7739 – Lori Ballen Wekerle and team of Las Vegas Short Sale Specialists in Nevada. Coldwell Banker Wardley Real Estate
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| DESCRIPTION AND FEATURES | |
| LINKS | |
Search MLS, Nevada Real Estate, Find Nevada MLS Listings, FREE MLS Search, Las Vegas Properties and Nevada Real Estate
August 14, 2010http://www.YourNevadaAgents.com – Coldwell Banker Wardley Real Estate – Lori Ballen Wekerle 702-604-7739 – Buy or Sell Here.
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| DESCRIPTION AND FEATURES | |
| Search for Las Vegas Real Estate, North Las Vegas Real Estate, Henderson Real Estate and ALL NEVADA MLS Properties NOW – FREE. Includes Las Vegas Short Sale Details on Short Sale Properties. When you are ready to see a property, call us at 702.604.7739 for a Nevada Real Estate Agent now. | |
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HAFA – Gov’t aims to help more “underwater” homeowners
April 7, 2010WASHINGTON (AP) — The government launched a new effort on Monday to speed up the time-consuming, often-frustrating process of selling your home if you owe more than it’s worth.
The Obama administration will give $3,000 for moving expenses to homeowners who complete such a sale — known as a short sale — or agree to turn over the deed of the property to the lender. It’s designed for homeowners who are in financial trouble but don’t qualify for the administration’s $75 billion mortgage modification program.
Owners will still lose their homes, but a short sale or deed in lieu of foreclosure doesn’t hurt a borrower’s credit score for as much time as a foreclosure. For lenders, a home usually fetches more money in a short sale than a foreclosure. And the bank avoids expensive legal bills, cleanup fees and maintenance costs that follow a foreclosure.
“It’s very traumatic and embarrassing and frustrating to go through a foreclosure,” said Laurie Maggiano, policy director of the Treasury Department’s homeownership preservation office. With a short sale, she said, “your financial issues are your own problem and not neighborhood conversation.”
Falling home prices and lost jobs have forced many sellers into this position. For example, in Orange County, Calif., short sales made up about 26 percent of the market in March, compared with 17 percent a year earlier, according to data complied by Altera Real Estate, a local brokerage. In the Minneapolis-St. Paul metro area, about 12 percent of all deals since October were short sales, up from about 8 percent a year earlier, according to the Minneapolis Area Association of Realtors.
The expanded incentives will help accelerate short sales, said Mark Zandi, chief economist at Moody’s Analytics. He expects 350,000 homeowners nationwide to use the program through the end of 2012, more than double his earlier forecast.
A short sale appears to be the only way out for Brandee Chambers, 36, of Las Vegas. She got into trouble during the housing boom by taking out a risky loan against her home and using the money to buy two investment properties in Phoenix.
She later lost those two properties to foreclosure, and now she is trying to sell the home she lives in for $209,000, but the mortgage balance is $350,000.
Chambers, who owns two hair salons, says she would rather stay in her home, where she lives with her 14-year old son. But she had no luck getting help with her loan. She said she’s resigned to scaling back her lifestyle and renting out an apartment.
“I’ve had to accept a lot in the last year,” she says.
For buyers, though, short sales can be a great opportunity.
Marco Cappelli, 49, a winemaker from Northern California, is planning to buy a short sale this month in the Sierra Nevada foothills. He and his wife are paying $214,000 for a property that had been listed at $270,000. They pair plan to fix it up, install a hot tub and rent it out to vacationers.
Along with the financial incentives, the new government program makes another key change. Mortgage companies will have to set their minimum bid before the house is listed for sale. If the offer is above that, the lender must accept it.
That’s a big change from current practice. Lenders generally don’t calculate how much money they are willing to accept on a short sale until they have an offer in hand, causing long delays before the sale is approved.
The new program “will give us a degree of efficiency that we have not had in the past,” said Matt Vernon, Bank of America’s executive in charge of short sales and foreclosed properties.
Under the new process, buyers who submit an offer to purchase a home in a short sale should get a response within two weeks, as opposed to months. If that happens as planned, it would be a big improvement. Real estate agents across the country have complained that lenders are often difficult to reach, sometimes only communicating by e-mail and infrequently at that.
“You’re one of 400 properties on a screen,” said Dave Bauer, a real estate agent in Danville, Calif.
Some real estate agents who specialize in short sales are optimistic. “It could be the first government program that actually helps Las Vegas,” said Steve Hawks, a real estate agent there who specializes in short sales. Most borrowers in Las Vegas, he said, owe so much more on their mortgages than their properties are worth they can’t qualify for a loan modification.
The Treasury Department outlined the plan last November, but doubled the original $1,500 in relocation money after realizing that many homeowners need more cash to move out. That’s because landlords usually want large deposits from people whose credit records have gone sour after missing mortgage payments.
However, there are plenty of restrictions. To qualify, the home needs to be a borrower’s primary residence. Homeowners either have to be behind on their mortgages or on the verge of becoming delinquent.
Currently, the program is not available for mortgages owned or guaranteed by mortgage finance companies Fannie Mae and Freddie Mac, though the two government-controlled companies will soon follow suit, said the Treasury’s Maggiano.
Copyright 2010 The Associated Press.
CALL 702.604.7739 or Visit us on the web at http://www.savemefromlasvegasforeclosure.com
or http://www.teamcoldwell.com for Details on Las Vegas Short Sales.
Coldwell Banker Wardley – Helping Homeowners avoid Las Vegas Foreclosure by Closing Las Vegas Short Sales every day! – ACT NOW.
